Does insurance pay the cost of infertility treatment?

At the Reproductive Health Center, we realize that infertility care can be expensive.  Before initiating any treatment, we recommend that patients contact their insurance company to determine coverage. Insurance policies vary and, in many cases, treatment and prescriptions are not covered. Some policies don’t cover the cost of infertility treatment at all, while others will only cover certain types of treatment or only up to a certain amount. You will also want to understand what your deductible and coinsurance amounts are on your personal plan.

We are providers for the following major insurance companies:

  • Blue Cross/Blue Shield.
  • Cigna PPO and HMO plans.
  • Health Management Network (some plans).
  • Definity Health Plan.
  • Health Net.
  • Pacificare.
  • United Health Care.
  • Tricare.
  • Banner Health Network.
  • Aetna.

Payment options for what insurance doesn’t cover

For your convenience, we currently accept cash, check, Visa, and MasterCard as methods of payment.

Additionally, we can help you find financing options with companies like Prosper HealthCare Lending.

We care about the cost of infertility treatment

While cost is always a factor in any major life decision you make, we also know how strong the longing can be to start a family. We can sympathize with your case, and will do everything we can to make your experience with us a pleasant one. It is our goal that everyone who would benefit from infertility treatment and wants to proceed with it will be able to find a way to make the finances work.

Our focus is the families we help create. Fortunately, many of our most effective treatments (such as nutrition counseling and stress reduction coaching) are inexpensive.  We include them in your treatment because we know that they’ll help you to reach your goal of starting a family. We will do our best to keep your costs reasonable, while still providing you with the treatments that have the best chance to help you have a baby!